BLOG

Aug 18, 2025 // Dr. Stephan Lemkens

Tackling Today’s AML Challenges: Expert Insights that Matter

What are the biggest challenges in AML today – and how can compliance teams respond effectively? In this expert interview, we explore five critical questions, from smarter alert handling to seamless audit readiness and strategic resource scaling.

Jul 14, 2025 // Katrin Schlüter

FRAML Blog – Rewards, Risks, and Realities of Integration

FRAML is more than just a buzzword: it’s a shift in how financial institutions approach fraud and AML. This blog unpacks what’s driving the trend, where the risks lie, and how it can be made to work in practice.

May 21, 2025 // Hannah Kuck

From Vision to Obligation: Banks and PSPs on the Road to Instant Payment

The new EU regulation makes SEPA Instant Payments mandatory from 2025. The countdown to implementation is now beginning for banks and payment service providers. What is required by regulation - and how fraud risks can be managed in real time.

May 12, 2025 // Martin Bradley

The Fight Against Scams: How Intelligent Dynamic Profiling Changes the Game

Financial institutions face an alarming rise in sophisticated scams and account takeover attempts.

Apr 29, 2025 // Hannah Kuck

Instant Payments and Risk Management: Three Actors Caught Between Regulation and Real-Time Pressure 

Instant payments demand real-time fraud prevention - how can risk, compliance, and sanction experts keep up with the pressure and regulation?

Oct 29, 2024 // Hannah Kuck

Event Review: 9th International RiskShield Networking Event

In 2024, INFORM's RiskShield Networking Event once again brought together customers, industry experts and others to talk about combating financial crime.

Apr 23, 2024 // Halyna Hermanns

Event Review: 13th Digital Banking and Mobile Payments Summit

Explore our event review for insights from the 13th Digital Banking Summit in Vienna, featuring RiskShield's profound expertise in digital risk management.

Mar 15, 2023 // Tyrone Castelanelli

Interview on how to effectivly and efficiently fight Money Laundering

Roy Prayikulam, Senior Vice President Risk & Fraud at INFORM provides an overview. At INFORM, he is responsible for fighting financial crime with the help of Hybrid AI and algorithms.

Oct 27, 2022 // Tyrone Castelanelli

Event Review: Networking at its Best

At the end of September 2022, the INFORM Risk & Fraud Department invited its customers and partners to its 7th International RiskShield Networking Event.

May 3, 2022 // Roy Prayikulam

Innovations in Payment Fraud – And How to Stay Ahead of Them

2021 was a year of innovations in payments, from the wider acceptance of blockchain and cryptocurrency to new forms of digital wallets and currency.

Oct 11, 2021 // Andrea Vieten

8 Proven Success Factors for the Implementation of Modern Decision-Making Software

Question: What do process optimization, monitoring of transactions and non-financial events, risk-based authentication, fraud prevention, list screening, and probability analysis for high costs have in common?

Sep 14, 2021 // Roy Prayikulam

Using Artificial Intelligence in the Fight Against Money Laundering and Terrorist Financing

The European Financial Supervisory Authority estimates that transactions involving "dirty" money now account for around 1.5% of annual gross domestic product in the EU - that's 133 billion euros. The European Union therefore wants to block a larger portion of these dirty deals and has its sights set on a new directive this fall.

Jun 17, 2021 // Roy Prayikulam

PSD2 Made Strong Customer Authentication Mandatory – Risk Based Authentication Makes it Convenient

Strong Customer Authentication (SCA) is designed to protect banks and customers from fraudulent activity, but it creates high overhead costs and can compromise customer convenience and revenue opportunities. Using risk-based authentication (RBA) can mitigate these hurdles without sacrificing transaction security.

Feb 23, 2021 // Roy Prayikulam

5 Things a PSD2-Compliant Fraud Prevention Software Must Be Able to Do

Banks and payment service providers have had two major challenges thrust their way because of the COVID-19 pandemic. Firstly, there is a boom in online commerce which is leading to a flood of payment transactions and their accompanying fraud attempts.

Feb 25, 2020 // Roy Prayikulam

Fighting Financial Crime with Hybrid AI

Machine learning is nothing new. In fact, many of the algorithms used to make predictions have been around for decades. Nevertheless, there is a current hype around the topic of Artificial Intelligence and Machine Learning that spans across nearly every industry, and banking is no exception.

May 15, 2019 // David Weaver

3 Tips for Deterring Insurance Fraud

I will never forget my first car accident. I was 16 and had just completed the roundtrip journey from San Jose to Santa Cruz over Highway 17 in California; a tough drive for a beginner, through the winding mountain roads.

Apr 2, 2019 // Halyna Hermanns

How To Detect Terrorist Financing Using Artificial Intelligence

At the same time, banks and payment service providers have to optimize business processes, control their costs and manage human resources to handle the fast-growing volumes of digital payments on a day-to-day basis.